CREDITARMOR
An Official Swanson Reed Partnership | AI-Assisted R&D Tax Credit Specialists
Claim every dollar of R&D credit you have earned—and be able to prove it. Defending research credit claims against IRS scrutiny requires absolute precision and objective risk analysis. CreditArmor pairs AI-assisted analysis of your payroll, ledgers, and engineering records with specialist review, so your federal and state research credit claims are both maximized and examination-ready.
By combining CreditArmor’s automated data analysis with Swanson Reed’s deep technical R&D tax advisory expertise, we provide an unprecedented level of protection. From evaluating project narratives against strict IRC Section 41 statutory criteria to stress-testing financial cost allocations, we shield your company from disallowances, penalties, and costly audit disputes.
Empowering Innovators Through Four Core Pillars
Whether you are a CFO, a CPA firm, or an engineering-led tech venture, CreditArmor provides the intelligent pre-filing validation needed to secure and protect tax credits:
1. AI-Powered R&D Tax Credit Review
Automated data analysis compresses weeks of ledger and payroll review into days. CreditArmor evaluates your expense distributions—including qualifying staff costs, materials, and contracted research—to size a defensible credit before you file.
- Ledger & Payroll Analytics: Machine-assisted analysis of your projects to calculate the most accurate claim possible.
- Compliance Review: An independent second opinion on methodology, base period calculations, and multi-state apportionment.
2. Documentation Builder & Technical Verification
A weak project description is a primary reason claims fail. CreditArmor helps turn engineering activity into contemporaneous, examination-ready project narratives continuously, rather than relying on an annual scramble.
- Four-Part Test Engine: Automated verification ensuring project descriptions clearly establish the process of experimentation and resolution of technological uncertainty.
- Contemporaneous Proof Linking: Mapping narrative statements directly to verifiable technical artifacts, trial logs, and code repositories.
3. Audit Readiness & Risk Assessment
Waiting for an IRS examination to find weaknesses in a claim is a recipe for compliance risk. CreditArmor quantifies exposure across open tax years before an examiner does it for you.
- Claim Stress-Testing: Evaluating your existing or planned claim against the exact evidence standards examiners actually apply.
- Gap Identification: Instant diagnostic analysis identifying high-risk claim areas and gaps in technical documentation.
4. Backed by Swanson Reed Specialists
Artificial intelligence is most powerful when guided by expert human judgment. CreditArmor operates as a core technology engine within Swanson Reed’s full advisory and audit defense suite.
- Defense by Construction: Every position is built on contemporaneous evidence and mapped to the statute, so the file is examination-ready the day it is filed.
- Audit Defense Support: The same specialist team that builds your file supports Information Document Requests (IDRs) and appeals.
